When you are back on your mortgage payments, maintenance fees or association dues on your home and facing foreclosure, a Chapter 13 Bankruptcy in most cases may be your best option for saving your home.

A Chapter 13 Bankruptcy will do the following:

Example: Your regular monthly mortgage payments are $2000.00 per month.  You are $18,000.00 in back mortgage payments and you want to save your home from foreclosure.  A Chapter 13 Bankruptcy would consolidate your $18,000.00 in back mortgage payments so that you make one payment per month to the Chapter 13 Bankruptcy Trustee to bring all back mortgage payments current within three to five years.  For a three-year plan, you would pay $500.00 per month to the Chapter 13 Trustee and resume your regular monthly mortgage payment of $2,000.00.  For a five-year plan, you would pay $300.00 per month to the Chapter 13 Trustee and resume your regular monthly mortgage payment of $2,000.00.  At the completion of your Chapter 13 plan, all your back mortgage payments would be brought current and your home would be saved from foreclosure.

Preparation:  We will prepare your bankruptcy petition and Chapter 13 Plan to save your home.  We will also prepare and be with you at your hearing.

If you are in jeopardy of losing your home and want to save it, don't wait!  It only makes your situation worse.  You must act now!  So Call Greg Dunn now at (808) 524-4529 for your free consultation.